It is quite likely that your data WAS breached as over 100 million people were affected.
Equifax has been ordered to pay a $700 million settlement in response to their 2017 data breach. A whopping $425 million of that total is eligible to be paid out to consumers affected by the breach. First step: check if you’re eligible. If you are, then it’s time to file a claim. Lastly, you’ll need to decide: do you take (up to) $125 in cash or 10 years of credit monitoring. Depending on the number of claims, it’s likely that the more valuable option is the 10 years of credit monitoring. Make sure to file your claim by January 22, 2020.